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Open virtual account (Open Banking v2)

Create a virtual account for an existing customer. Charges a per-call fee from the debit account to the settlement account. Idempotent per customerId using idempotencyKey.

POST
/open-banking/v2/accounts/open
X-API-Key<token>

In: header

Header Parameters

X-API-Keystring

API key for the application

X-App-Idstring

UUID of the application

Formatuuid
appIdstring

Application ID

Formatuuid
customerIdstring

Customer ID for virtual account creation

Formatuuid
debitAccountNumberstring

Account number to debit fee from (must belong to appId)

Match^[0-9]{10}$
currencystring

Currency code

Value in"NGN" | "USD" | "EUR" | "GBP"
idempotencyKey?string | null

Optional idempotency key for duplicate prevention

customerImageBase64?string | null

Base64-encoded customer image (optional, for future retail accounts)

customerSignatureBase64?string | null

Base64-encoded customer signature (optional, for future retail accounts)

Response Body

curl -X POST "https://virtual-accounts-api.vantacrest.com/company/v1/open-banking/v2/accounts/open" \  -H "X-API-Key: string" \  -H "X-App-Id: 497f6eca-6276-4993-bfeb-53cbbbba6f08" \  -H "Content-Type: application/json" \  -d '{    "appId": "28c365d5-df94-4a54-8217-3ce51d068868",    "customerId": "87d8e330-2878-4742-a86f-dbbb3bf522ac",    "debitAccountNumber": "string",    "currency": "NGN"  }'
{
  "data": {
    "customerId": "87d8e330-2878-4742-a86f-dbbb3bf522ac",
    "accountId": "3d07c219-0a88-45be-9cfc-91e9d095a1e9",
    "accountNumber": "string",
    "accountName": "string",
    "feeApplied": true,
    "feeAmount": 0,
    "feeCurrency": "string",
    "feeTransactionId": "string",
    "settlementStatus": "PENDING",
    "correlationId": "string"
  }
}
{
  "success": true,
  "message": "string",
  "data": {},
  "timestamp": "2019-08-24T14:15:22Z"
}
{
  "success": true,
  "message": "string",
  "data": {},
  "timestamp": "2019-08-24T14:15:22Z"
}
{
  "success": true,
  "message": "string",
  "data": {},
  "timestamp": "2019-08-24T14:15:22Z"
}